DRT✦WEALTH OS Free tools. More intention.

    Start here — DRT Wealth OS

    Your money, with intention

    Build wealth.
    Make room for life.

    A free space to understand your money, practice investing decisions and build habits you can carry off-screen.

    Start my 5-minute decision check I’m ready to build my money picture →

    No signup or bank connection required.

    01
    5 minutes

    Practice one decision.

    See what changes when the goal, deadline or risk changes. Leave with a decision guide you can keep.

    Start the decision check
    02
    At your pace

    See your money clearly.

    Map cash flow, reserves and goals. Explore an income drop, an unexpected bill or a debt-payoff scenario.

    Build my money picture
    03
    Five learning paths

    Build investing judgment.

    First-generation wealth, dividends, systematic trading, options and the overlapping risks of high earners.

    Choose a learning path
    04
    A small repeatable practice

    Rehearse a calmer response.

    Notice a cue, test the story and choose an if–then rule. Review the action you actually took.

    Practice with intention
    05
    Interactive teaching lab

    Question the numbers.

    Change trading costs and see what happens to expectancy and drawdown. Learn what a result cannot tell you.

    Explore the evidence lab

    Your agency
    comes first.

    You make the decisions. The free app uses transparent calculations, fictional cases and reflection prompts.

    How your information is handled →

    Before you begin

    Is this AI, financial advice or an account connection?

    The free app runs fixed calculations and educational exercises in your browser. It does not use an LLM, connect to accounts or recommend securities. Paid AI intelligence is planned separately and has not launched.

    Where is my information saved?

    Session-only by default. You can choose to remember your planner, learning journal or practice history on this device. Optional local saving is not encrypted by this app. Exports are files you control.

    What makes the practice useful?

    Explain your reasoning, name what you do not know, and try a second case with different facts. A correct answer is a learning checkpoint, not proof that you are ready to trade.

    Paid product · Launch pending

    Intelligence that questions
    your thinking.

    Planned DRT Intelligence will add guided AI learning to the free foundation. It is not active in this app.

    The intended role is to examine assumptions, surface missing information and help you practice a decision framework. There is no live AI advice or trading automation here.

    Join the AI launch waitlist

    Opens DRT’s separate waitlist page. No payment to join. Review the signup terms there; your planner and reflections are not transferred.

    Continue with the free decision check →

    Your information, your choice

    A clear boundary
    around your practice.

    • Financial inputs and reflections stay in your browser. The free tools do not send them to DRT, an AI provider or a bank.
    • Session-only by default. Switching between these tools keeps your work in this open page. Refreshing or leaving clears unsaved work.
    • Remembering is optional. Choose local saving separately in the planner, learning journal and intentional practice. This app does not encrypt browser storage. Avoid saving sensitive details on a shared device.
    • Export or clear. Each tool provides its own export and clearing controls. Downloaded files remain on your device after browser data is cleared.
    • Website analytics are separate. Named events such as tool opens, decision-check completions and offer clicks use the site’s analytics. Balances, answers and reflection text are excluded. Page and campaign attribution may be included.
    • External services have their own terms. The AI waitlist, source references and optional external AI prompt are separate services. Nothing from your plan is automatically sent to them.

    Educational use only. This app is not personalized financial, investment, tax, legal or mental health advice. Investing involves risk of loss.

    Read the DRT website privacy policy →